About Us
Lavaiva Solutions is a Title Service Outsourcing Company that is committed to integrity and transparency which helps our clients, homebuyers and sellers, real estate agents and brokers, mortgage lenders, homebuilders and developers, title agencies and legal professionals to facilitate the real estate purchases, construction, refinances or home equity loans.
With our intensive Title searches, we help to produce clear property titles and enable the efficient transfer of real estate. Our motive and focus are extremely customer-oriented, motivated, and quick to provide solutions for all of your Title insurance needs. We achieve this through proactive and effective communication, competitive pricing, and frequently educating our team in an ever- dynamic industry.
Lavaiva Solutions is also integrated into Qualia which keeps the communication open and client details private. We are dedicated in providing exceptional service, protecting the data security and privacy, and empowering your community through technology. We are excited to be working with you and hope your Marketplace experience is enjoyable.
Why Choose Us
We Promise High Quality Title Servicing on all Real Estate Transactions.
Global Expertise: Our team of experts is spread across the globe, ensuring you receive the most up-to-date industry knowledge and best practices.
Commitment to Excellence: We pride ourselves on delivering exceptional solutions that guarantee accuracy, efficiency, and reliability, making your business operations smoother and more effective.
Cutting-edge Technology: Leveraging advanced technologies, we ensure our services are innovative and continuously improving to meet the ever-evolving demands of the market.
What Sets Us Apart:
1. Personalized Approach: We understand that each business is unique, and we customize our services to fit your specific requirements.
2. Proven Track Record: Our solutions have consistently delivered exceptional results for clients worldwide, establishing us as a trusted partner in the industry.
3. Comprehensive Support: From initial consultation to final execution, our dedicated support team is with you every step of the way, providing expert guidance and assistance.
Join our team – come work with us.
+91 8904699600
faq
Most common question about our services
What exactly is a title search??
A title search is a review of various documents that are connected to a specific property. This can include deeds, tax liens, bankruptcy records, county land records and any other financial judgement that could be present against the property.
Once a professional reviews these documents, the reviewer will generally put together an Ownership and Encumbrance report. This report provides information on any pending lawsuits or judgements against the property. Common concerns that can arise may include a contractor that completed work on the property but did not receive full payment and has put out a lien on the property or a bank that claims interest in the property due to an unpaid mortgage.
Who conducts a title search??
Due to the highly technical nature of a title search, it is wise to hire a professional. A proper tile search requires the reviewer to gather the property’s legal description, generally available on the property’s tax statement. The reviewer must then have that information entered into the country Recorder’s Office or Office of the Examiner of Titles’ records to gather any paperwork connected to the property. The reviewer must then carefully look over these documents to determine if there any encumbrances on the property. Depending on the details of the proposed transaction, the parties involved may need to take additional steps before moving forward with the deal.
What could go wrong if I skip the title search??
It may be tempting to save some money and skip the title search. Although this may translate to some initial savings, it could lead to serious expenses in the future. A failure to find and address any encumbrances on the property prior to finalizing the transaction can leave you to deal with any issues that arise.
How long does it take to receive the results of a title search??
A typical title search will take 4 to 4 business hours to complete. Keep in mind that the older the property, the longer it’ll take to complete the search.
What information does a title search reveal about a property??
• Owner/s – Titles show the name of the landowner/s and the type of ownership.
• Easements – This refers to any rights bestowed on people who don’t own the property but are allowed to use it for a specific purpose. For instance, the right-of-way easement allows your neighbors to cross a part of your property to access a road. The service easement allows city or utility workers to access water, electricity, or sewerage infrastructure on your land.
• Covenants – These are guidelines that specify how the property should be built or renovated. Sometimes, this is used by developers to retain a specific look and quality in a neighborhood.
• Caveats – This is a warning put on the property because someone else has shown interest in it. A caveat usually means the owner isn’t allowed to sell it.
• Mortgages – An unpaid mortgage means the Certificate of Title is with the mortgage provider (their name should be on the title).
Is a title search a one-time process or does it need to be repeated??
Title searches come from different sources (e.g. tax liens, deeds, land records, court judgments, etc). This is why it can sometimes take time to be completed.
And if there’s a problem with the property ownership, it won’t be a one-time transaction. So, you’ll have to be patient.
Why do I need title insurance??
Every property has a history. A thorough title search can uncover some of the title defects tied to a property. However, title insurance provides protection for the homeowner from any title problems that may become known after a closing. Just a few issues can be: undiscovered wills, errors in public records and illegal deeds. For a more complete list of title defects, contact us and we can provide you with this list.